Dolgetta Law

When Can a Realtor Obtain a Credit Report of a Customer or Client?

When real estate licensees are acting on behalf of a landlord to bring a tenant to the premises, it is commonplace for the real estate licensee to obtain a credit report regarding the prospective tenant. The right of a real estate agent to obtain such a report was set forth long ago in a Federal Trade Commission “Staff Commentary” on section 604 of the Fair Credit Reporting Act (“FCRA”).

The FTC Analysis

The FTC’s commentary regarding the FCRA states in part:

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